Tools / real estate
Model a rental property’s income, operating costs and loan payments to estimate its debt service coverage ratio.
Enter your numbers to see the estimate.
The original tool’s rent-to-payment calculation is also shown as a comparison: …. Operating costs are included in the main DSCR estimate above.
Understand the ratio.
Estimated monthly net operating income is gross rental income minus the operating costs you enter. The ratio divides that amount by the estimated monthly principal and interest payment. A value of 1.0 means modeled operating income matches modeled debt service.
This is an illustration. Actual lender calculations may include more income and expense adjustments, reserves, fees, and other debt obligations. It does not determine loan eligibility.
Read the OCC definition of DSCR ↗Need a custom tool?
Let’s build yours
Calculators, generators and interactive features can be built into your own WordPress site.
Prefer email? f@mojibur.com